2527 S Queen St, York, PA 17402
(717) 219-8859
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Paying for In Home Elder Care in York, PA

Planning and funding in home elder care begins with understanding payment options, let Comfort Keepers help.

The exact cost of in home elder care depends on the type of services, length of care, frequency of care, and more. Has your family thought about how you will pay for the care of a loved one? Once you’ve gotten a quote about care costs, it may seem overwhelming to pay for long-term care. But the price of care doesn’t have to be the price you pay. There are many viable options for financing, if your loved one qualifies.

Here is some information on the most common options for financing in home elder care:

Medicare

Medicare will typically cover short-term home care, such as personal care assistance or physical therapy. With Medicare, one is usually covered for up to 100 days. Medicare will typically cover care for someone with a life expectancy of 6 months or less as well. Long-term home care is only covered by Medicare in certain circumstances.

Medicaid & Other State Programs

Medicaid and other state programs are usually the best options for long-term care financing. If you qualify for one of these programs, your plan may pay for assisted living care or in-home care services. Eligibility requirements do vary by state, but many with limited income and few financial assets will qualify. You may qualify for state programs, even if you don’t qualify for Medicaid.

Long-Term Care Insurance

Long-term care insurance may be a smart financial move if you think you’ll need care in the future. You may want to speak with a financial planner to understand the different policies and your options before deciding on the one for you.

Veterans Administration Aid & Attendance Pension Benefit

Veterans who served for at least 90 days on active duty may qualify for Veterans Administration coverage. Their spouses may qualify as well. These benefits can help offset some of the costs of in-home care.

Paying Out of Pocket

For those who do not qualify for any of the above financing options, paying out of pocket for care may be the only option. Many use their returns on investments or life savings to pay for long-term care. Families also tend to pool their resources to split up the costs of a loved one’s care.

While in home elder care costs can seem expensive at first, you can think of it as an investment. You’ll know that your loved one is safe, comfortable, and taken care of. Contact us to learn more.

Comfort Keepers serves York, PA, and the following areas:

Airville
Bainbridge
Brogue
Dallastown
Delta
Dillsburg
Dover
Etters
Fawn Grove
Felton
Glen Rock
Glenville
Lewisberry
Manchester
Marietta
Maytown
Mount Joy
Mount Wolf
Mountville
New Cumberland
New Freedom
New Park
Red Lion
Seven Valleys
Shrewsbury
Spring Grove
Stewartstown
Thomasville
Wellsville
Windsor
Wrightsville
York Haven

 

2527 S. Queen S, York, PA 17402

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